CREDIT CARDS
The credit card that eliminates expense work
Circula-issued credit cards give your employees and your finance team a top tier experience. Remove tedious paperwork, view real-time data on transactions, and reduce compliance risks with customizable cards that reflect your brand.
High credit limits (up to €750,000) 100% compliant with VISA security standards Physical, virtual and single-use cards
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Loved by Finance and HR
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From transaction to reconciliation, automated and 100% audit-ready
Automated expense reporting, full controls, and fast card rollout.
Our corporate cards save you time and money.
CARD ISSUANCE
Issue cards instantly, manage them effortlessly
Create and control virtual or physical cards in seconds. Set limits, manage PINs, and terminate cards directly in the platform.
RECONCILIATION
Automate reconciliation, ensure full compliance
Eliminate manual reconciliation by AI-powered receipt matching and compliance validation, cutting workload and speeding up closing.
VISIBILITY
Track spending in real time, stay in control
Gain full visibility into card usage across teams, projects, and countries — reduce errors and make smarter decisions, faster.
APPLE PAY
Apple Pay is here. Your iPhone becomes your Circula credit card.
Apple Pay is a simple, secure and confidential way to pay in stores, online, and in your favorite apps.
GOOGLE PAY
Simple and secure payments online and on mobile with Google Pay
Pay in apps, on websites, and at millions of businesses worldwide where contactless payments are accepted with Google Pay.
CARD CONTROL, BUILT IN
Control every card.
Automate every reconciliation.
Full control, no delays
Issue and manage credit cards instantly, no paperwork or banking bottlenecks.
Built-in compliance
Stay 100% compliant with tax rules and legal regulations.
AI-powered automation
Our AI matches card transactions with receipts and processes them automatically.
Faster month-end closing
Automated workflows and clean data help finance close the books in record time.
Empowered employees
No more paperwork, delays, or reimbursements, just smart company spending with full control.
Real-time visibility
Track all company card spending live, across teams, cards, and cost centers.
SECURITY & COMPLIANCE
Systematically secure. Fully compliant. Circula meets European standards.
EU-hosted, audit-proof and GDPR-compliant, built to meet European data and tax law from day one.
Hosted in Germany
GoBD-certified
Automated per diems, worldwide
Audit-proof data storage
Flexible processes
Choose expense reimbursement or corporate cards, with approval flows that flex to your policy.
Automated integrations
No exports without a receipt — expenses transfer straight to any accounting or ERP system.
See Circula in action. Book a demo today.
Share a few details and one of our product experts will show you how Circula works for your business.
What you can expect:
A personalised product walkthrough
Setup resources and guides
Dedicated onboarding support
